Banfield pet hospitals have been in business for over 50 years and with the explosion of pet health insurance they have their own Banfield insurance program. Banfield hospitals can be found all over the country. There are some things you need to look at before deciding if a Banfield insurance plan is right for you and your pet.
Banfield pet insurance is really not insurance at all. It is more of a discount health plan for your pet. You are given a layout for a year of scheduled visits, usually 2 a year, and is more of a preventative medicine plan. It is very similar to the routine you or other people may go through even when they are healthy. Typically the plans cover a couple of scheduled office visits a year and the level of membership dictates the level of discounts offered on other vet services.
One of the drawbacks to Banfield pet insurance plans is that unlike true pet health insurance they are a contract. If your pet dies or you move and there is no Banfield veterinarian hospital near you you’re still liable for the remainder of the contract. This also holds true if you pet dies or for some reason you must give your pet away. It is more like prepaying for all your vet visits for the year with the benefit of getting discounts on other services.
The cost of all the plans they offer differs according to the level of the plan you purchase. There are 4 levels to choose from for all pets baby through adult cat or dog. All of them include the free office visits and the yearly vaccines and typical tests for heartworms and other basic services. It is not until you get to the more expensive plans that yearly chest x-rays, urine tests and annual dental cleanings come into play. The level of discounts for each of the four plans starts at five percent for extra services up to twenty percent for the more expensive plans. If you use Banfield hospitals exclusively you may do well with their insurance program. Although you may want to think about adding it to go along with an existing or secondary pet insurance policy if you have an animal that spends allot of time at the vet so that it will cover what Banfield’s plan does not. Check with your local Banfield hospital to make sure they will accept your pet insurance carrier first.
Banfield’s pet insurance plans are covered for two types of animals, dogs and cats. Their plans are separate and you will need to purchase one for each pet type you own as well as for each individual pet. Also you will need to disclose if you need a puppy or kitten plan or an adult animal plan as they do different in services and cost.
If you are thinking about purchasing Banfield insurance just keep in mind their plans are only accepted at their hospitals. This is not a full pet insurance plan that will cover emergency trips or extended stays and surgeries. The Banfield plans are more of a wellness insurance plan and only cover typical office visits and yearly checkups.
Banfield pet insurance is really not insurance at all. It is more of a discount health plan for your pet. You are given a layout for a year of scheduled visits, usually 2 a year, and is more of a preventative medicine plan. It is very similar to the routine you or other people may go through even when they are healthy. Typically the plans cover a couple of scheduled office visits a year and the level of membership dictates the level of discounts offered on other vet services.
One of the drawbacks to Banfield pet insurance plans is that unlike true pet health insurance they are a contract. If your pet dies or you move and there is no Banfield veterinarian hospital near you you’re still liable for the remainder of the contract. This also holds true if you pet dies or for some reason you must give your pet away. It is more like prepaying for all your vet visits for the year with the benefit of getting discounts on other services.
The cost of all the plans they offer differs according to the level of the plan you purchase. There are 4 levels to choose from for all pets baby through adult cat or dog. All of them include the free office visits and the yearly vaccines and typical tests for heartworms and other basic services. It is not until you get to the more expensive plans that yearly chest x-rays, urine tests and annual dental cleanings come into play. The level of discounts for each of the four plans starts at five percent for extra services up to twenty percent for the more expensive plans. If you use Banfield hospitals exclusively you may do well with their insurance program. Although you may want to think about adding it to go along with an existing or secondary pet insurance policy if you have an animal that spends allot of time at the vet so that it will cover what Banfield’s plan does not. Check with your local Banfield hospital to make sure they will accept your pet insurance carrier first.
Banfield’s pet insurance plans are covered for two types of animals, dogs and cats. Their plans are separate and you will need to purchase one for each pet type you own as well as for each individual pet. Also you will need to disclose if you need a puppy or kitten plan or an adult animal plan as they do different in services and cost.
If you are thinking about purchasing Banfield insurance just keep in mind their plans are only accepted at their hospitals. This is not a full pet insurance plan that will cover emergency trips or extended stays and surgeries. The Banfield plans are more of a wellness insurance plan and only cover typical office visits and yearly checkups.
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